Full Coverage
Insurance for Auto Accident Claims
Craig Hardegree, Esq.
One of the first surprises for
many people who are involved in an auto accident is
finding out that they are not adequately insured. Many
people mistakenly think they are fully covered because
they have "full coverage". Unfortunately, there is no
standardized definition for the term "full coverage". To
the lien holder, full coverage means collision and
comprehensive coverages, the categories which will cover
damage to your vehicle regardless of who was at fault in
the accident. If the accident was your fault, fully
covered will have a different meaning for the person you
damaged. To him, full coverage means that you have enough
liability insurance to take care of all his damages. In
the eyes of the law, full coverage means that you have
liability coverage in the minimum amount required by the
statute. Many insurance agents consider you to have full
coverage if you have bought at least some coverage in each
category, even if you have only purchased the minimum
amount in each.
There are several categories of coverages
which make up a policy. Among them: Liability,
Med-Pay,
Uninsured Motorists, Collision and Comprehensive.
If you have been
involved in a car wreck, auto accident, truck collision, motor
vehicle crash or any other personal injury case and you live in
the cities of
Carrollton, Bremen, Bowdon, Villa Rica, Temple, Hiram, Dallas,
Douglasville or in Carroll County or Douglas County or in the
Counties of
Haralson, Paulding or Clayton, please
contact
our Douglasville Personal Injury Law Center for a free consultation
with a personal injury lawyer.
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